Effective Date: May 2026
Company Entity: Lime ICO LTD (operating as Anna Todd Coaching)

1. General Agreement Welcome to Anna Todd Coaching. By accessing or purchasing the Top Creators Club, minicourses, or any related materials, you agree to be bound by these Terms of Use. These terms apply to all visitors, users, and customers of our website and services.
2. Intellectual Property All content provided within the Top Creators Club—including but not limited to video lessons, AI protocols, swipe files, PDFs, and private community posts—is the exclusive property of Lime ICO LTD. Your purchase grants you a single, non-transferable license for personal use only. You may not copy, distribute, modify, or resell any part of this system.
3. Account Access & Security When you purchase a course, you are responsible for maintaining the confidentiality of your login credentials. Sharing your account access, distributing course links, or downloading proprietary videos for public use is strictly prohibited and will result in immediate termination of your access without a refund.
4. Earnings Disclaimer Anna Todd Coaching provides educational frameworks and strategies. Any financial numbers, case studies, or follower growth statistics referenced (e.g., earning $8,000 in 10 days) are personal results or results of our top students. We do not guarantee that you will achieve identical results. Your success depends entirely on your own effort, execution, and market conditions.
5. Governing Law These terms are governed by the laws of the jurisdiction in which Lime ICO LTD is registered. Any disputes arising from these terms will be resolved in the appropriate courts of that jurisdiction.

Returns Policy
Effective Date: May 2026
Company Entity: Lime ICO LTD (operating as Anna Todd Coaching)

1. Digital Products & Masterclasses Due to the immediate, downloadable, and digital nature of the Top Creators Club, our masterclasses, and our swipe files, all sales are considered final.
2. No Refunds Once you are granted access to the proprietary systems, AI protocols, and video lessons, the knowledge cannot be "returned." Therefore, Lime ICO LTD enforces a strict no-refund policy on all digital products.
3. Exceptions We do not offer refunds for accidental purchases, changes of mind, or failure to execute the provided strategies. By completing your purchase at checkout, you acknowledge and agree to this no-refund policy.
4. Technical Support If you experience any technical issues accessing your purchased content, please contact our support team immediately. We are committed to ensuring you receive full access to the materials you paid for and will resolve any hosting or delivery errors promptly.